Muthoot Capital Services Ltd, established in 1994, is one of India’s leading vehicle finance companies. Driven by a mission to empower individuals and broaden their horizons, we offer customized financial solutions to retail, corporate, and institutional customers through an extensive network of branches and partners. Beyond financing, we provide the support you need to transform your aspirations into achievements. As part of the renowned Muthoot Pappachan Group, Muthoot Capital Services Ltd is registered with the Reserve Bank of India as a Non-Banking Financial Company (NBFC). Our equity shares are publicly traded on the Bombay Stock Exchange and the National Stock Exchange of India. We offer a wide range of vehicle finance products, including but not limited to: Two-Wheeler Loans, Car Loans, Commercial Vehicle Financing, Loyalty Loans, and Fixed Deposits — all designed to keep you moving forward with confidence.
At Muthoot, we don’t just offer financial services—we build relationships throughout our lives. Our commitment is to strengthen you with simple, accessible and innovative financial solutions that meet your developed needs.
To be the most trusted financial solutions partner, driving the wheels of progress and empowering every individual, family, and community across India.
Our mission is to provide timely and trusted credit and savings solutions that drive the wheels of progress for every individual, family, and community across India.
We are guided by a strong foundation of integrity and remain committed to earning, building, and protecting the trust of all our stakeholders
To transform the life of the common man by improving their financial well-being

For over 138 years, Muthoot Pappachan Group—famously known as Muthoot Blue—has been a symbol of trust and financial empowerment. Rooted in the vision of Shri Pappachan Muthoot, we have dedicated ourselves to uplifting communities through accessible financial solutions. With a vast network of over 5500 branches across 25 states & UTs in India, Muthoot Pappachan Group offers a wide range of services, including Gold loans, Two-wheeler loans, Small business loans, Home Loans, Loan against property and a host of other financial products. Our commitment remains strong to make financial inclusion a reality for millions, ensuring stability and growth for every individual we serve. Today, the group has transformed into a Financial Conglomerate in the Indian business scene. Rooted in the age-old philosophy that "A journey of a thousand miles begins with a single step," it has forayed into a myriad of sectors comprising Financial services, Healthcare, IT, automotive, Realty, and Precious metals.
The core purpose of Muthoot Blue is to serve the common man with reliable and relevant solutions to make life better. Indeed, leading to our core goal of Empowering Human Ambition.
Blue Belief means doing what others think is impossible. Achieving that which one sets their sights on, is powered by confidence and persistence. And just like millions of Indians, we at Muthoot Pappachan Group believe in it too, that with the right guidance, effort and determination dreams can transcend into reality. Blue is now regarded as the colour of hope and belief. And through our countless financial solutions, we aspire to empower not just a few but the entire nation, enabling a promising tomorrow. That's the guidance we believe in.